Agreed, and I thought of Will using the "he fell behind" line in the first movie as well.

I think another reason why I'm so heads over heels about Elizabeth in particular is that she could have been so easily the love interest typical for Bruckenheimer movies, not interesting in herself, just for the hero/heroes to pine over - and that female characters rarely get to display this kind of ruthless pragmatism, unless they're meant to be the villains, which she is not.